Borrow against your behavior, not your paperwork.
AgriTrust mints Verifiable Yield Certificates from real farming activity — giving smallholder farmers the track record that lenders and insurers can trust.
How it works
From field activity to a financed harvest — four steps, each verified on-chain.
Step 1
Farmers log activity
Seed purchases, planting seasons, harvests, and sales are recorded through a simple mobile / USSD gateway.
Step 2
Behavior is scored
The AgriTrust engine turns that history into an explainable 0–100 trust score — verified, not guessed.
Step 3
VYCs are minted
A Verifiable Yield Certificate is created on-chain, hash-locked to the activity evidence that produced it.
Step 4
Lenders finance the yield
Liquidity providers and insurers fund VYCs, unlocking credit for farmers with a track record — not a title deed.
Why such a different kind of credit score?
Scores without collateral
Farmers borrow against years of consistent behavior instead of land titles they often don't have.
Tamper-evident on-chain record
Every VYC carries a SHA-256 hash of its proof-of-activity payload, so anyone can independently re-derive it.
Built for real markets
Stellar rails, micro-USDC settlement, and Soroban contracts keep costs low for smallholder microcredit.
Ready to see your trust on the ledger?
This preview runs on demo data. Live wallet scoring and on-chain VYC minting connect in the next release.